Free ISIC for Sparkasse customers

A checking account is used for everyday financial transactions, such as deposits, withdrawals, transfers, and direct debits. For example, you might receive money from your employer as pay for an apprenticeship or part-time job, or you might receive federal student aid (BAföG). You use this money to pay your rent, cell phone bill, and other expenses. A checking account at Sparkasse offers you many features, such as online banking, debit/credit cards, and often an overdraft facility.

Students, high school students, and apprentices often get better terms. For example, banks offer lower fees or free account maintenance until they finish their training or studies. Credit cards are also often more affordable. These offers may vary by region. It’s best to ask your local savings bank for advice!